With super low prices for earthquake insurance in Washington, we make protecting your most valuable asset simple and affordable!What many Washington residents don't realize is that it only takes a mild tremor to cause tens of thousands of dollars in damage to your home's foundation, let a lone a full-blown earthquake. 3+ companies to quote (options are good!) Yacht 1 state, $1M Complete and flexible coverage options ensure the best pricing and enhancements for each customer. Earthquake Earthquake insurance is a form of insurance that protects your home and your personal property if an earthquake ever damages or destroys them. You can also buy a stand-alone policy separate from your homeowner policy. 50 states + DC, Motor Truck Cargo Don’t let yourself or your family get caught off guard. Moped Earthquakes aren’t covered under a standard home insurance policy, so you’ll need to add earthquake coverage to your policy or buy stand-alone earthquake insurance to protect your home from quake damage.But coverage can get pretty expensive in earthquake-prone areas, and earthquake insurance deductibles are typically high and have a tendency to exceed the loss amount that you’re … Excess Your standard homeowners insurance policy which most people have does not cover catastrophic risks such as earthquakes or landslides. Rental Units An interior inspection is conducted to confirm ... GeoVera Holdings, Inc. is a provider of specialty residential property insurance products, focused on catastrophe exposed property in the homeowners and residential earthquake markets, operating on both an admitted and surplus lines basis. 50 states + DC, Landslide Earthquake insurance covers direct physical loss to property. Stand Alone Earthquake var bbbprotocol = ( ("https:" == document.location.protocol) ? Worldwide Facilities is committed to building and maintaining relationships with reputable and financially strong carriers to provide access to a wide array of Personal Lines products and markets. 7 states, Commercial Property Commercial Building Owners On Hook Towing 3 states, $25K Dealers Physical Damage Builders Risk Save your favorite listings and companies with a single click! But it's run differently than most insurance companies. 1. Maximum Limit, $50K Anaheim, CA 92807, Copyright © 2021 McGraw Insurance Services, L.P., Delaware L.P., 5515 E. La Palma Ave. Ste. Sign up for a free account to get access to this and many other features. Minimum Limit, Earthquake Typically, private insurance companies offer this coverage. COC Minimum Limit, Earthquake Endorsements: In almost all cases, earthquake insurance is provided by means of an endorsement to a standard homeowners or business insurance policy. https://www.gobankingrates.com/money/jobs/dont-need-4-year-degree-land-these-10-remote-jobs/, Thank you to those who attended our March webinar last month! Maximum Limit, $70K Your insurer may offer earthquake insurance as an add-on to your homeowners policy for an extra cost or as a separate policy. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. Homeowners Earthquake insurance is an added endorsement to your existing homeowner or renter’s policy, or a separate earthquake policy you buy. See what earthquake insurance costs in California, Seattle, Oklahoma and elsewhere. Condominiums Already have an account? Commercial Excess We sell CA Earthquake Insurance with 3 major insurers. Find what you need easier, faster, and more effectively with a free account today! Minimum Limit, Earthquake We offer two type's of earthquake policies, standalone earthquake policies or add-on to your existing homeowners policy. Recreational Vehicle Earthquake insurance is available as an endorsement or a stand-alone policy. Whether you choose the standalone earthquake insurance policy or an endorsement to your base renters insurance policy, be ready to pay a significant amount if you live in an area that experiences frequent quakes. Residential Construction 10 states, Umbrella (90% of companies require this), but it can give a … Stand Alone Dwelling Fire Earthquake Commercial Why Stand-Alone Earthquake Policy is Better Than The CEA The CEA offers no coverage for pools or other structures like detached garage, back patios, or property wall/fencing. Don’t let yourself or your family get caught off guard. 50 states + DC, $30M Visit us online. My New Markets is the number 1 site for connecting Insurance Agents with Wholesalers/MGA's/etc. Dealers Open Lot The best time to get a standalone earthquake insurance policy is right now. This type of property insurance isn’t a part of your regular homeowners, condominium or renters insurance, so it is offered by insurance companies either as an add-on to your homeowners insurance policy or as separate insurance from an alternate provider. Protect your family and your investment today – call the experts. Costs of living elsewhere while repairs are being made to your house/mobilehome/condo-unit/rental home after an earthquake. Residential HO6 Check out the recording at the link below! Maximum Limit, Garage Keepers Stand Alone Earthquake 3 states, $15 However, it can be provided as a stand-alone contract. Earthquakes can result in a financially devastating situation. But you do not have to buy earthquake insurance. Earthquake Insurance in Washington just makes sense! Protect your property and enhance your existing insurance policy with a Pacific Specialty Earthquake Insurance policy. "https://" : "http://" ); document.write(unescape("%3Cscript src='" + bbbprotocol + 'seal-sanjose.bbb.org' + unescape('%2Flogo%2Fpacific-specialty-insurance-company-630264.js') + "' type='text/javascript'%3E%3C/script%3E")); Can you spot our shoutout in this article? Be financially prepared for a major earthquake with an earthquake insurance policy. While no-one can foresee when the next big quake might hit, you can ensure that your home and belongings will be protected when it does with earthquake protection up to $2.5 million. • Quick turnaround • Car, truck, trailer dealers  • Repo lots • Body shops • Repair shops • Towing storage lots ... © 2021 by Wells Media Group, Inc. All Right Reserved. On-Hook Construction Most common is Umbrella Liability which is designed to provide protection against catastrophic losses. Landslide Program Features • Can be written as package or stand alone • Single deductible available • Local and Long Haul • Car carrier MTC coverage available. Stand Alone Stand Alone Earthquake Target Classes - Checks & Balances Medical - Doctor Claims - Human/Social Services - Life Sciences - Medical ... Pacific Specialty Insurance Company has a Personal Umbrella program, which is available on a stand-alone basis. Equipment Breakdown Stand Alone Earthquake Earthquake is normally defined in your policy as “shaking or trembling of the earth, caused by volcanic activity, tectonic processes, or any other cause.”. For example, a standard homeowner's insurance policy covers most common sources of damage, including fire, wind and hail. Stand Alone Earthquake These cookies do not store any personal information. Earthquake damage to your California home is not covered by a standard homeowners insurance policy. https://register.gotowebinar.com/recording/6776324660828529420, Customer Support: 800-303-5000 This provision makes an earthquake and its aft… We'll do the searching for you! Commercial Construction Our residential earthquake insurance policies offer coverage for: Repairs to your home/mobilehome/condo-units. AM Best, DIC Contractors Maximum Limit, $15K Because policyholders are the priority. / 10 Selected 49 states, $100M 50 states + DC, Earthquake for stand-alone earthquake, and several more when written with home insurance. Find out why we're a leading provider of residential earthquake insurance in Oklahoma. Did you miss it? Collision It is the opposite of an insurance policy with broad coverage that applies to a number of risks in different scenarios. In general, it provides for a specified sum of coverage for items that are "not" affected directly by an earthquake but for which either a law or ordinance would require non-damaged items to be brought up to code. Pacific Specialty Insurance Company offers a standalone Earthquake product with higher limits and more deductible options for homeowners in various states. Earthquake insurance is usually sold with deductibles that equal 10 to 25 percent of a structure’s policy limit. Thanks for including us @GOBankingRates Healthcare These descriptions of coverage are abbreviated and are subject to the terms, conditions, and exclusions of the actual policy, which forms the contract between the insured and the insurance company. Earthquake insurance is typically sold as a standalone insurance policy. Call our licensed agents toll free 844.855.0163. auto insurance Compare and Buy Car Insurance Find cheaper car insurance Car insurance for teens Non-owner car insurance Types of car insurance Car insurance companies Auto Insurance Calculators and Tools. It's usually sold with deductibles equaling 10 to 25% of the structure’s policy limit. Follow Form Excess South Carolina averages 10-15 earthquakes a year below magnitude 3, with the greatest frequency along the central coastline in 50 states + DC. But opting out of some of these cookies may have an effect on your browsing experience. Course Of Construction Our Agency has been selling CA Earthquake Insurance Since 1985 Find a local insurance specialist. Have a specific hard to find market request? Charleston Earthquake of 1886 Did you know, The Charleston Earthquake of 1886 was the largest quake to ever hit the Eastern United States with a 7.3 Magnitude? All our insurance company partners offer coverage for Other Structures and coverage for your pool is … ISO forms and endorsements accepted. Claims: 800-962-1172 1 state, $500K Complete coverage for your contents and up to $100K in loss of use. Moving a bit faster. It must be purchased as separate coverage, called an "endorsement" or as a stand-alone policy. Difference In Condition Coverage is written on an admitted basis using a Named Peril form. It is mandatory to procure user consent prior to running these cookies on your website. 50 states + DC, Builders Risk Stand Alone Excess Stand Alone Earthquakes Insurance. 13 states, Rating California Earthquake Maximum Limit, Mental Health Protect your property and enhance your existing insurance policy with a Pacific Specialty Earthquake Insurance policy. Home Health Find a local insurance specialist now! We also offer stand alone On Hook coverage for your garage and towing risks. Flood For retail agents, it has never been easier. Stand-alone earthquake policy to be written in conjunction with homeowners or dwelling fire property insurance Competitive rates calculated based on earthquake zone and building risk characteristics Bill payment plan options available Commercial Attention Agents finally you are able to protect your clients from any sudden earth movement. Available coverages, credits, and options may vary by state. We have property experts in geographic territories, classes of business, and lines of coverage. They live in your town and they work with families in your neighborhood. Contingent Cargo This type of insurance requires that the earthquake is the direct cause of damage to the property. Add listings to your favorites and contact them there! The CEA is a not-for-profit entity that was created in order to make earthquake insurance more readily available after the 1994 quake in Northridge, California. ICAT offers standalone earthquake coverage to homeowners in the state of California for Coverage A (Building) of $5,000,000 and less. 72 Hours: One element common to all coverage forms surveyed is the provision that one or more earthquake shocks that occur within a seventy-two hour period are considered to be a single earthquake. 50 states + DC, Dwelling Fire 4. California Earthquake Make an affordable earthquake insurance choice with CEA policies. Central alarm, sprinklers, non smoker, new home, 50 plus, renovation discount, household credits. New Construction You supply the property address, and we provide the bindable personal lines quote for your client in seconds. Catastrophe From Residential and Personal Property to Umbrellas and Flood, we have everything you need to meet (and exceed) your insured's personal needs.Coverages Include: • HO-3,HO-4, HO-5, HO-6, and HO-8 • DP-1, DP-3 • Inland Marine Forms ... Anderson and Murison offers innovative solutions for highly specialized needs - Like Commercial DIC & Monoline Earthquake Insurance in California or throughout the U.S. - Look to A&M! We have flexible underwriting with reasonable rates and deductibles in all zones. Inquire about multiple listings in a single message! Stand-alone insurance refers to an insurance product that a business or individual purchases to cover a specific risk or cost. 3 states, Homeowners Fax: 714-998-3158, 5515 E. La Palma Ave. Ste. Earthquakes can result in a financially devastating situation. Coverage A limits up to $1 million available with deductibles as low as 5%. It provides coverage if your home is destroyed by an earthquake. DP3 It's a separate endorsement you must buy and add to your homeowner or renter policy. Raise your homeowners deductible to $1000 to 2500 to help offset cost of earthquake insurance; Can easily be added into your house payment / escrow. Replacement of the valuable contents in the home you own or rent. You also have the option to opt-out of these cookies. Earthquake Habitational Umbrella / Excess offered by M.J. Hall and Company, Inc. ‘Umbrella Liability', ‘Follow Form Excess' and ‘Stand Alone Excess' are coverages which are all available through your ‘MJ Hall' broker. California Earthquake Yes, Pacific Specialty is an insurance company. We can write CEA in conjunction with a homeowners policy and GeoVera and ICAT as a stand-alone CA Earthquake Insurance policy. Residential Product Features • Limits up to $30,000,000+ ($11,000,000 in house authority in western states) • Total insured value per location is available • Replacement cost value or actual cash value • Deductibles available at 5%, 10% or 15% • Co-insurance available at 80%, 90% or ... Worldwide Facilities offers Medical, Medicare/Medicaid Billing E&O, Medical & Physical Rehab, Abuse & Molestation, Umbrella, Medical Malpractice and Mental Health Care policies for small, medium and large accounts. Catastrophe Stand Alone Earthquake There are 2 packages to choose from and is available for owner occupied homes, condos and tenant occupied dwellings. Earthquake Insurance Tip’s. On average, you can expect the addition of earthquake insurance to your current policies to cost you around $25 a month. Construction Most policies state that any shocks that occur within a 72 … However, you may be able to add an endorsement to your homeowners insurance policy. 4 states, $2M A.M. Best, Earthquake Motor Truck Cargo Legal Liability No Seismic Retrofit required! A+, Rating By Sailboat Worldwide Facilities has the expertise and market relationships to provide coverage for Earthquake, Flood & Wind Buybacks. Maximum Limit, Rating Truckers Physical Damage 2. Not having earthquake insurance could mean big problems in the event of the Big One. Course Of Construction Providing complete protection from the damage and loss caused by an earthquake. Malpractice Remodeling Stand Alone Earthquake Insurance Versus Homeowners Policy Endorsement Earthquake insurance is available either as an endorsement to your homeowner’s policy, or as a standalone earthquake policy. Ask agent about auto/home discount. At Pacific Specialty we offer competitive Earthquake insurance rates and multiple deductible options. WNC has the only program that provides real coverage for both Landslide and Mudslide perils under one policy. Coverage A limits up to $1 million available with deductibles as low as 5%. Watercraft Buy California Earthquake Insurance Online Earthquake Insurance Quote. On Hook Coverage Customize a stand alone earthquake insurance policy with the coverage you want. Broader Coverages | Higher Limits | Lower Deductibles Arrowhead's Residential Earthquake insurance program is designed to provide better earthquake insurance options for West Coast homeowners. Adult Care Now offering higher limits of $3,000,000, $4,000,000 and $5,000,000. Necessary cookies are absolutely essential for the website to function properly. The insurance only pays for damages that exceed a deductible. EQ Builders Stand Alone Earthquake Coverage can be provided alongside a Pacific Specialty property policy or on a standalone basis. GeoVera offers stand-alone residential insurance policies – we provide unique coverage for catastrophic risks, such as earthquakes, that is not covered by your standard homeowners insurance policy. Earthquake home insurance must be added by buying a separate policy. For over 30 years, we've been listening a little closer. Stand Alone Earthquake Contractors 50 states + DC, Personal Umbrella Stand-alone earthquake insurance for California homes of all occupancies. Garagekeepers Because earthquakes are not covered as part of a homeowners policy, you will need to buy coverage as an endorsement to that policy, or as part of a standalone earthquake insurance policy. Earthquake Insurance Our Stand-alone Earthquake Line is one of a kind and tailored for your needs. Limits in CA & OK: $1M for both new and renewal business. Login here. Stand Alone Earthquake Description. 17486061. HO3 We also use third-party cookies that help us analyze and understand how you use this website. California Earthquake Earthquake, landslide and flood coverage for homes and dwellings in Arizona, California, Nevada and Oregon; Primary, secondary, seasonal, vacant and renovation properties; Standalone earthquake/landslide coverages, and ability to add flood when eligible; Coverage A limits from $75,000 to $2 million; Low deductibles from 5% Clear List. From the moment you purchase a GeoVera insurance policy, you are gaining an expert team of property and liability insurance professionals dedicated to providing the best care for your needs as a savvy homeowner … Due to the possibility of aftershocks, insurance companies may impose a waiting period anywhere from 72 hours to 60 days after an earthquake, depending on the magnitude. Arrowhead 's Dwelling Fire (DP3) program is a stand-alone product offering competitive rates for one to four family dwellings with coverage A limits available up to $1 million. It only pays for damages that exceed the deductible… Well-trained and ready to help you get the right coverage, they find proper protection for more of life’s emergencies — big or small. Our array of Residential Earthquake products provide some of the broadest coverage in the industry, with deductibles as low as 2.5%. Aftershocks are common with earthquakes. EQ policies can be written in conjunction with an Aegis homeowner or dwelling fire policy, or on a stand-alone basis. Maximum Limit, $25K 150 Homes made of wood, for example, are more flexible and are therefore able to withstand the tremors of an earthquake better than are homes made of brick. Call 209 223-1870 for more information. Collector Car Earthquake insurance covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property. A- (Excellent), Rating By If you have a mortgage, you must have homeowners insurance. Physical Damage Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. This category only includes cookies that ensures basic functionalities and security features of the website. Physical damage and motor truck cargo coverage. A la carte product ... Stand-alone earthquake insurance for California homes of all occupancies. These cookies will be stored in your browser only with your consent. Earthquakes strike unexpectedly, and you shouldn’t wait for an earthquake to hit before buying a policy.